Mortgage modification hardship letter word document. I am writing to try to request a modification to my car loan since i am unable to meet my current payments.
Index of hardship letter examples.
Modification loan hardship letter samples. First the letter should not give a long and detailed narration of the hardship. The letter should be honest and not put the blame on someone else for the difficulty. Lenders may seem to be cooperating in the loan modification but be aware that an alarming amount of lenders continue with the foreclosure process as you work thru the loan mod process.
Specifically i would like to lower the interest rateremove delinquency feesforgive delinquent payments. Below are sample loan restructuring request letters. The letter should clearly state the facts of the hardship and not exaggerate it.
Reviewing a sample hardship letter. It should show that you meet all the lenders eligibility requirements and convince the lender that youre committed to a long term solution and able to follow through. I am writing this letter in support for my loan modification plan for the mortgage loan etc on the home car etc located at address.
A handwritten hardship letter can seem more personal as it can seem less likely to have come from a third party or a template even if it did. Among the things your lender will ask for you to supply during the loan workout procedure is a loan modification hardship lettera hardship letter is fundamentally a letter you write to your lender describing the scenario youre in and youve defaulted in your mortgage. Write a loan modification hardship letter with samples.
Hardship letter auto loan modification example your name your address your phone number date to whom it may concern. The goal of your hardship letter is to convince your lender that youre worthy of a loan modification. My intention is to stay in my home and my hope is that the loan modification will allow me to get my loan in order and back on the right path.
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